16.01.2020

Have you thought about the choice before?

If given a thoughtful choice most people would want to take advice from a Chartered Financial Planner rather than someone who is just regulated to give advice. Yet there are more people who are regulated giving advice that those that are Chartered. So is Chartered that important? (it is, but you may not recognise why). Perhaps you will compromise on Chartered if the advice is independent? Which is more important?

What if the adviser is Chartered but works for a firm that does not offer independent advice? By the way, firms like St James Place, Tilney, Brewin, Schroders Wealth…the list is a long list, do not give independent advice. What about not caring about Chartered or Independent? Given a thoughtful choice…. would you compromise on both? The chances are you do. But why?

Have you really understood the importance of these issues to your financial future? Most people do care about these issues but often fail to dig deeper to get a better understanding.

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12.02.2023

Everything you want to know about investing….on an index card

Here’s the index card below. It went viral in 2013. Its written by Harold Pollack, a Chicago University professor. He was interviewed and metaphorically mentioned, “that the best [financial] advice for most people would fit on an index card”. Its based in the US but the principles remain the same wherever you live. There is a problem. It’s not the contents, its taking action. So many times in life we know what to do but simply do not follow through. It’s one of the reasons we do what we do is to ensure action is taken. On the back of...

01.02.2023

Wine, Art, Cars, Coins, Watches, Diamonds…

Perhaps the most traditional way of investing into real assets is to buy an investment property. Often investors feel comfortable buying property as its something they can understand. You can visit it. You can touch it. You can also buy other real assets. Art, Classic Cars and Wine are examples. Over the last 10 years, according to Knight Frank, classic cars have risen by 334% Wine is up 192% over 10 years. In the last 12 months, art is up 21%. Last year, a 1956 Aston Martin DBR1, raced by Sterling Moss, was auctioned by RM Sotherby’s for US...

21.02.2023

Making good financial decisions relies on basics

Investment costs. They are always more than you think they are. Simple arithmetic shows that the more you pay, the less you get. Wealth coaching helps you have a clearer picture of investment costs. Investment performance. Very few individuals have any clear strategy for measuring the performance of their portfolio. Without understanding what you are trying to achieve, it is impossible to be clear if you have been successful or not. Wealth coaching will help you understand more about performance measurement, which in turn can improve your decision making Investment risk. Most individuals tend to summarize their risk as low,...

The Wealth Coach is a trading name of Murray Round Wealth Management Limited authorised and regulated by The Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. The Wealth Coach is a trading name of Murray Round Wealth Management Limited which is authorised and regulated by the Financial Conduct Authority. Murray Round Wealth Management Limited is entered on the FCA register under reference 194133. Company number 04010289. Registered address 2 Claremont Bank, Shrewsbury, SY1 1RW Telephone: 01743 248018 or email hello@treowe.co. Please note that information on this site should not be viewed as a personal recommendation or solicitation to deal.

Which financial advice is better, Chartered or Independent?

Have you thought about the choice before?

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