What do these product providers want? They want you to have a minimum of £500,000 that they can invest in your retirement.
Is that what you want?
Yes we all know it’s important to accumulate wealth, in pensions ISAs, property, in fact, it doesn’t matter where it’s invested, just as long as you have enough assets to generate income when you stop working. Some people may need £20m or more, some less than £500,000. The numbers don’t matter, but your number does. Your question is do you have enough?
It is our experience that people want to understand if they have enough. To discuss what their lifestyle may look like. Can they be frivolous? Can they gift money? And should they gift money? Should they buy a holiday villa? Should they support a charity? In fact, there are a great number of questions that need flushing out. As for accumulated wealth, you may want to manage more yourself. You may prefer property to other assets. You may be risk-averse. Everyone has their own ideas based on their financial parameters; the last thing want to do is make mistakes.
There will always be people who think 99 tips are useful and willingly let some providers look after their wealth, but is that you? Are you looking for something a little deeper? If so, let’s start a conversation