Most people don’t fully understand their wills. They sign what their solicitor puts in front of them, file it away, and hope it does what they intended. But wills are legal documents written in legal language, and that can lead to confusion, especially for your family.
But what if there was a simple way to stress-test your will? Something to help you understand what it really says, so you can ask better questions and make more confident decisions?
That’s where AI comes in.
To be clear: ChatGPT and other AI tools cannot replace a solicitor. They don’t give legal advice. But they can:
It’s a private, judgment-free way to educate yourself before spending money or making assumptions.
1. Copy the text of your will into ChatGPT (removing any personal details if you prefer).
2. Use one of these prompts:
“Can you explain this will in plain English?”
“Are there any terms that might be unclear to the average person?”
“What questions should someone ask their solicitor about this will?”
Let’s imagine a simple clause from a will:
“I bequeath my residuary estate equally between my children, John and Sarah, provided that if either predeceases me, their share shall pass to their issue per stirpes.”
Copy that into ChatGPT and ask:
“Explain this in plain English. Are there any areas where this might be confusing or not work as intended?”
You’ll likely get a response such as:
This clause splits everything between John and Sarah.
If one dies before the will-maker, their share goes to their children.
“Per stirpes” means the inheritance flows down the family line.
It doesn’t mention what happens if a child has no children or if there are stepchildren.
Raises questions like: Are adopted children included? What if someone lives overseas?
Suddenly, you’re thinking more critically about your own will.
Most people believe their will is “sorted”. But many wills are technically valid yet strategically flawed. AI can help highlight:
Whether your intentions are actually clear
Whether family changes (e.g. divorce, estrangement) are accounted for
Whether trusts or tax strategies might be worth revisiting
This isn’t about legal shortcuts. It’s about clarity.
When you understand what your will says, you’re in a better place to decide what you want it to say. If that leads to a proper legal review, all the better.
And if you want help thinking through the strategy before you involve a solicitor, we’re here.
We don’t draft wills. We help you think clearly about them as Estate Planning Specialists.
Try it now. Copy a clause from your will, paste it into ChatGPT, or other AI language models,and see what it says.
And if you want help reviewing the big picture, family, tax, trusts, and what your legacy really means, you can book a private chat with us.
The Wealth Coach, an independent financial advisory firm based in the UK. Nic Round, Chartered Wealth Manager.
If you want advice from Independent Chartered Financial Advisers, click here
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