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How do you know how much to invest and what to spend today?

How do you find the right balance when investing v spending today?  I’ve heard the story so many times, “If I knew when I was going to die, it would be so much easier to know what I can spend”  Yes that’s rather too simplistic. It’s more complicated. But it’s a thought process you need to address and consider carefully.  Why? Here are some words from the philosopher Alan Watts.

..”Same with dancing. You don’t aim at a particular spot in the room, that’s where you should arrive, the whole point of dancing is the dance. Look at the people who live to retire, put those savings away; and then when they’re 65 they don’t have any energy left, more or less impotent; they go and rot in an old people’s senior citizen’s community. Because we’ve simply cheated ourselves the whole way down the line.  We thought of life by analogy, with a journey, with a pilgrimage, which had a serious purpose at the end; and the thing was to get to that end, success or maybe heaven after you’re dead. But, we missed the point the whole way along, it was a musical thing and you were supposed to sing or to dance while the music was being played.” AlanWatts.org

If you do allocate part of your time and energy to discuss getting your balance right, you get to enjoy the fruits of your money both today and tomorrow.

Let’s start a conversation.

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